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Corporate travel risk extends beyond reimbursement of medical bills. Employees may need emergency assistance, evacuation, security support and coordinated decisions from HR, travel and project teams.
A practical programme defines who is covered, when a journey starts and ends, how expatriates and rotational personnel are treated, and which assistance provider coordinates medical or security events.
Treatment, hospitalisation and emergency medical assistance.
Medical transport, repatriation and security evacuation where covered.
Benefits for death or permanent disability from an accident.
Cancellation, curtailment, delay and additional travel expense.
Extended journeys, rotations, expatriates and remote locations.
Map travellers, dependants, expatriates and project personnel.
Assess destinations, duration, activities and remote-site access.
Align medical, security and evacuation response capabilities.
Give travellers clear contacts and establish HR escalation.
Kompetenz Insurance Broker can review the exposure, test programme assumptions, negotiate wording and limits, and establish a practical claims route before the policy is placed.
