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Manufacturers and electronics businesses depend on tightly connected assets, specialist equipment, digital production systems and global suppliers. Kompetenz structures insurance around the points where physical damage, technical failure, cyber events and contractual liability can interrupt value creation.
Buildings, production lines, testing equipment, tooling, utilities, stock and machinery breakdown exposures.
Gross profit, increased cost of working, restoration timelines and bottlenecks that determine the real recovery period.
Critical suppliers, contract manufacturers, logistics routes, digital platforms and customer concentration.
Defects, downstream property damage, recall expense, professional obligations and contractual indemnities.
Identify critical assets, production stages, suppliers, customers and digital dependencies.
Test credible property, breakdown, cyber-physical, supply-chain and product-loss scenarios.
Align limits, deductibles, indemnity periods and extensions with the recovery pathway.
Define evidence, responsibilities and claims protocols before an incident occurs.
