Protection for projects exposed to political disruption

Political Risk

Political risk, terrorism and political violence protection for international assets, contracts and revenue.

Protection for projects exposed to political disruption

International projects can be disrupted without physical damage to the insured’s own property. Government action, political violence, currency restrictions or contract frustration can impair assets, cash flow and debt service.

Practical focus

The right structure separates political violence and terrorism from non-damage political risks such as expropriation, currency inconvertibility or sovereign contract frustration. Kompetenz coordinates these elements with property, marine, construction and credit programmes.

What the programme should address

Political violence

Terrorism, sabotage, riots, civil commotion, war and related perils.

Expropriation

Government action that deprives the insured of an investment or asset.

Currency restrictions

Inability to convert or transfer lawful funds.

Contract frustration

Defined failure of a public counterparty or government obligation.

Project disruption

Evacuation, denial of access and revenue interruption scenarios.

Kompetenz priority map

Country exposure

91%

Asset concentration

85%

Contract dependency

88%

Exit planning

69%

Illustrative prioritisation used to organise the placement discussion; not market statistics.

How Kompetenz structures the solution

Map countries

Identify assets, contracts, revenue and personnel by territory.

Define triggers

Separate violence, government action and payment risks.

Align policies

Coordinate property, construction, marine and credit wording.

Prepare response

Set reporting, security, evacuation and claims documentation plans.

Questions to resolve before placement

Which assets and cash flows depend on government action?
Are terrorism and broader political violence defined consistently?
Can currency restrictions interrupt debt service?
What evidence would prove deprivation or contract frustration?

Build a decision-ready insurance brief

Kompetenz Insurance Broker can review the exposure, test programme assumptions, negotiate wording and limits, and establish a practical claims route before the policy is placed.

Services