Side A
Personal asset protection when corporate indemnification is unavailable.
Management decisions can be challenged by shareholders, regulators, employees, creditors and counterparties. Kompetenz structures D&O protection around who may be named, which entity costs can arise and how investigations are handled.
Side A protects individuals when the company cannot indemnify them. Side B reimburses the company when it indemnifies directors or officers. Entity protection can respond to defined claims against the company, subject to wording and allocation provisions.
Personal asset protection when corporate indemnification is unavailable.
Balance-sheet reimbursement for permitted indemnification.
Defined company claims and allocation between insured parties.
Representation and response costs for covered regulatory matters.
Run-off, change in control and continuity for past decisions.
Review ownership, board structure, subsidiaries and territories.
Test shareholder, regulator, employment and creditor scenarios.
Assess exclusions, conduct provisions, allocation and advancement.
Coordinate local policies, run-off and claims notification.
Kompetenz Insurance Broker can review the exposure, test programme assumptions, negotiate wording and limits, and establish a practical claims route before the policy is placed.